Ask yourself .....
. If I lost everything tomorrow, could I remember everything I own?
. Could I list every item, with brand, model, serial number and cost?
. How much will I remember if I don't take a home inventory?
. Will my insurance company write me a check based on my best guess?
. Could I hand my adjustor a complete, accurate list of my losses?
. Do I have enough insurance?
. Is a day of my time to take my home inventory worth everything I own?
Could it REALLY happen to me?